0000950123-11-048806.txt : 20110511
0000950123-11-048806.hdr.sgml : 20110511
20110511135958
ACCESSION NUMBER: 0000950123-11-048806
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20110331
FILED AS OF DATE: 20110511
DATE AS OF CHANGE: 20110511
EFFECTIVENESS DATE: 20110511
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: UNITED FIRE & CASUALTY CO
CENTRAL INDEX KEY: 0000101199
STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331]
IRS NUMBER: 420644327
STATE OF INCORPORATION: IA
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-06427
FILM NUMBER: 11831363
BUSINESS ADDRESS:
STREET 1: 118 SECOND AVE SE
CITY: CEDAR RAPIDS
STATE: IA
ZIP: 52407
BUSINESS PHONE: 3193995700
MAIL ADDRESS:
STREET 1: P O BOX 73909
CITY: CEDAR RAPIDS
STATE: IA
ZIP: 52407
13F-HR
1
c17052e13fvhr.txt
13F HOLDINGS REPORT
UNITED STATES
-------------
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2011
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager:
Name: United Fire & Casualty Company
Address: 118 Second Avenue SE
Cedar Rapids IA 52401
Form 13F File Number: 28-6427
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of the Reporting Manager:
Name: Kevin W. Helbing
Title: Controller
Phone: 319 286-2533
Signature, Place and Date of Signing:
/s/ Kevin W. Helbing Cedar Rapids, IA 5/11/2011
-----------------------
Kevin W. Helbing
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 100
Form 13F Information Table Value Total: $ 161,598 (in thousands)
List of Other Included Managers: NONE
FORM 13F INFORMATION TABLE
VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMNT OTHER -------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (x $1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------------- -------------- ----------- --------- ------- --- ---- -------- -------- ------- ------ ----
AT&T Inc Common 00206R-10-2 3,112 101,660 SH Sole 101,660
Abbott Laboratories Common 002824-10-0 11,036 225,000 SH Sole 225,000
Agilysys Inc Common 00847J-10-5 1,212 211,187 SH Sole 211,187
Alliant Energy Corporation Common 018802-10-8 4,757 122,200 SH Sole 122,200
Altera Corp Common 021441-10-0 220 5,000 SH Sole 5,000
American Strategic Inc Common 030099-10-5 230 50,840 SH Sole 50,840
Amerisourcebergen Corp Common 03073E-10-5 237 6,000 SH Sole 6,000
BCE Inc Common 05534B-76-0 539 14,823 SH Sole 14,823
BRE Properties Inc Common 05564E-10-6 849 18,000 SH Sole 18,000
Bank of America Corporation Common 060505-10-4 1,866 140,000 SH Sole 140,000
Becton Dickinson and Co Common 075887-10-9 159 2,000 SH Sole 2,000
Bed Bath & Beyond Inc Common 075896-10-0 290 6,000 SH Sole 6,000
Bemis Company Inc Common 081437-10-5 1,030 31,400 SH Sole 31,400
Boeing Company Common 097023-10-5 5,545 75,000 SH Sole 75,000
CF Industral Inc Holdings Common 125269-10-0 417 3,046 SH Sole 3,046
CIT Group Inc Common 125581-80-1 2,343 55,065 SH Sole 55,065
Campbell Soup Co Common 134429-10-9 331 10,000 SH Sole 10,000
Cincinnati Financial Corp Common 172062-10-1 10,502 320,276 SH Sole 320,276
Coca-Cola Co/The Common 191216-10-0 265 4,000 SH Sole 4,000
Colgate-Palmolive Co Common 194162-10-3 323 4,000 SH Sole 4,000
ConocoPhillips Common 20825C-10-4 803 10,059 SH Sole 10,059
Consolidated Edison Inc Common 209115-10-4 76 1,500 SH Sole 1,500
Cummins Inc Common 231021-10-6 8,439 76,980 SH Sole 76,980
Danaher Corp Common 235851-10-2 208 4,000 SH Sole 4,000
Dean Foods Company Common 242370-10-4 80 8,000 SH Sole 8,000
Deere & Company Common 244199-10-5 1,938 20,000 SH Sole 20,000
Dollar Tree Inc Common 256746-10-8 167 3,000 SH Sole 3,000
Dow Chemical Company Common 260543-10-3 6,418 170,000 SH Sole 170,000
Duke Energy Corporation Common 26441C-10-5 2,690 148,192 SH Sole 148,192
Emerson Electric Co Common 291011-10-4 736 12,600 SH Sole 12,600
Express Scripts Inc Common 302182-10-0 222 4,000 SH Sole 4,000
Exxon Mobil Corporation Common 30231G-10-2 3,365 40,000 SH Sole 40,000
Factset Research Systems Inc Common 303075-10-5 314 3,000 SH Sole 3,000
Federal-Mogul Corporation Common 313549-40-4 958 38,457 SH Sole 38,457
Fidelity National Information Common 31620M-10-6 319 9,758 SH Sole 9,758
Fidelity NationalFinancial Inc Common 31620R-10-5 314 22,201 SH Sole 22,201
Frontier Communications Corp Common 35906A-10-8 110 13,439 SH Sole 13,439
Arthur J Gallagher & Co Common 363576-10-9 314 10,321 SH Sole 10,321
General Dynamics Corp Common 369550-10-8 383 5,000 SH Sole 5,000
General Electric Company Common 369604-10-3 5,514 275,000 SH Sole 275,000
GenOn Energy Inc Common 37244E-10-7 306 80,347 SH Sole 80,347
Gildan Activewear Inc Common 375916-10-3 49 1,500 SH Sole 1,500
H J Heinz Company Common 423074-10-3 2,197 45,000 SH Sole 45,000
Honeywell International Inc Common 438516-10-6 2,269 38,000 SH Sole 38,000
Hospira Inc Common 441060-10-0 883 16,000 SH Sole 16,000
ITT Corp Common 450911-10-2 150 2,500 SH Sole 2,500
Intel Corporation Common 458140-10-0 1,211 60,000 SH Sole 60,000
Intl Business Machines Corp Common 459200-10-1 489 3,000 SH Sole 3,000
JPMorgan Chase & Co Common 46625H-10-0 2,662 57,736 SH Sole 57,736
Jacobs Engineering Group Inc Common 469814-10-7 51 1,000 SH Sole 1,000
Johnson & Johnson Common 478160-10-4 2,252 38,000 SH Sole 38,000
Jos A Bank Clothiers Inc Common 480838-10-1 76 1,500 SH Sole 1,500
Linear Technology Corp Common 535678-10-6 135 4,000 SH Sole 4,000
Lowes Cos Inc Common 548661-10-7 449 17,000 SH Sole 17,000
Mccormick & Co-Non Vtg Shrs Common 579780-20-6 96 2,000 SH Sole 2,000
McDonalds Corp Common 580135-10-1 380 5,000 SH Sole 5,000
Medtronic Inc Common 585055-10-6 984 25,000 SH Sole 25,000
Merck & Co Inc Common 58933Y-10-5 190 5,767 SH Sole 5,767
Metlife Inc Common 59156R-10-8 81 1,800 SH Sole 1,800
National Presto Inds Inc Common 637215-10-4 113 1,000 SH Sole 1,000
Newell Rubbermaid Inc Common 651229-10-6 876 45,766 SH Sole 45,766
Nicor Inc Common 654086-10-7 2,148 40,000 SH Sole 40,000
Nike Inc -Cl B Common 654106-10-3 227 3,000 SH Sole 3,000
Novellus Systems Inc Common 670008-10-1 186 5,000 SH Sole 5,000
Old Republic International Cor Common 680223-10-4 3,232 254,690 SH Sole 254,690
Omnicom Group Common 681919-10-6 147 3,000 SH Sole 3,000
Oracle Corp Common 68389X-10-5 234 7,000 SH Sole 7,000
PepsiCo Inc Common 713448-10-8 1,481 23,000 SH Sole 23,000
Pfizer Inc Common 717081-10-3 812 40,000 SH Sole 40,000
Piper Jaffray Cos Common 724078-10-0 345 8,329 SH Sole 8,329
Plains All Amer Pipeline Lp Common 726503-10-5 191 3,000 SH Sole 3,000
Procter & Gamble Company Common 742718-10-9 4,682 76,000 SH Sole 76,000
Progress Energy Inc Common 743263-10-5 883 19,131 SH Sole 19,131
Progress Energy Inc CVO Common 743263-AA-3 - 15,000 SH Sole 15,000
QCR Holdings Inc Common 74727A-10-4 699 83,181 SH Sole 83,181
Roomstore Inc Common 77638R-10-8 4 6,549 SH Sole 6,549
Royal Dutch Shell ADR Common 780259-20-6 2,914 40,000 SH Sole 40,000
Schlumberger Limited Common 806857-10-8 2,798 30,000 SH Sole 30,000
JM Smucker Co/The Common 832696-40-5 286 4,000 SH Sole 4,000
Spectra Energy Corporation Common 847560-10-9 2,558 94,096 SH Sole 94,096
Stryker Corp Common 863667-10-1 365 6,000 SH Sole 6,000
Teva Pharmaceutical Industries Ltd Common 881624-20-9 90 1,802 SH Sole 1,802
Texas Instruments Inc Common 882508-10-4 173 5,000 SH Sole 5,000
Tractor Supply Company Common 892356-10-6 239 4,000 SH Sole 4,000
Treehouse Foods Inc Common 89469A-10-4 549 9,652 SH Sole 9,652
U S Bancorp Common 902973-30-4 18,633 704,984 SH Sole 704,984
Union Pacific Corp Common 907818-10-8 246 2,500 SH Sole 2,500
United Continental Holdings Inc Common 910047-10-9 1 51 SH Sole 51
VF Corp Common 918204-10-8 296 3,000 SH Sole 3,000
Varian Medical Systems Inc Common 92220P-10-5 68 1,000 SH Sole 1,000
Vectren Corporation Common 92240G-10-1 725 26,658 SH Sole 26,658
Verizon Communications Inc Common 92343V-10-4 2,158 55,997 SH Sole 55,997
Wal-Mart Stores Inc Common 931142-10-3 182 3,500 SH Sole 3,500
Walgreen Co Common 931422-10-9 401 10,000 SH Sole 10,000
Waste Management Inc Common 94106L-10-9 75 2,000 SH Sole 2,000
Wells Fargo & Company Common 949746-10-1 8,089 255,086 SH Sole 255,086
Windstream Corporation Common 97381W-10-4 167 12,942 SH Sole 12,942
Wintrust Financial Corporation Common 97650W-10-8 8,472 230,523 SH Sole 230,523
Xcel Energy, Inc. Common 98389B-10-0 2,150 90,000 SH Sole 90,000
Montpelier Re Holdings Ltd Common G62185-10-6 162 9,189 SH Sole 9,189
Report Summary Data Records 100 161,598 0 other managers on whose behalf report is filed
13F-HR
2
c17052e13fvhrxpdfy.pdf
13F-HR PDF
begin 644 c17052e13fvhrxpdfy.pdf
M)5!$1BTQ+C0-)>+CS],-"C$W(#`@;V)J#3P\+TQI;F5A')E9@T*,`T*)25%3T8-"B`@("`@("`@("`@("`-"C,R(#`@;V)J#3P\+TQE
M;F=T:"`Q,3DO1FEL=&5R+T9L871E1&5C;V1E+TD@,3,Q+TP@,3$U+U,@-S`^
M/G-T-IB8&!@9F!@VLG``F18,_`R(``O4(8%"#D6,,P68##S"#Z0
M=X&!6<7([[+*/:@20:@$D,G%P."<#M;%P,`/EO1EX)(\T&8RD4&N4L^L1LY\
MXX,.SD4.8"D>!@97;2#-!,2V0"S`P!#\%T@S`O%-@``#`(TX%2$-"F5N9'-T
M7!E+T-A=&%L;V%LP(#`@-C$R(#%LP
M(#`@-C$R(#7!E+U!A9V4^/@UE;F1O
M8FH-,C`@,"!O8FH-/#PO1F]N=#P\+U14,B`R,2`P(%(^/B]0_^%'-,)3K=V?\;3E`J3B`55D((.)AD
M4P>:!!Q7B&_/;%P7&U('E`/4EJUH]^WDYWEO]^SY:X*K;?$T%F0UP5`J[XB;/\^E9,X-]>)_%3H0Q*KQT#QV<[H#QXVHV>
M2B0G=3?WG\,2-]O*W=RKE*M0G8HWL,X>#ITS
MK'2.>$E`LMF[R9?;DI>_JVTVV(6^>E,WL-C4T%0)SLOKM)Z7-;Q-_.+!RYNR
M;E(-%^MYFD_SY[THZUD%BAYENB/9I?:HI)!]'+H?OJM/V$H?E-$/"O:\2K//
M4*4ZP7(!3U8<"GX:V.NWS06`C$>AQ_TFQ9EPWO`:F\.137QWO]^D%&J2LB\_
M'L&@TB;T:WX80W`H7=XX/^6/>PUY>;/ZF.KIKI$DT>8SJ'\6Q6JY/=0_(W+V
M27AT\@"\4&@E"%&L0.V4\2_9^*F8%?Y:!4AA'-(
M-GHS?COO[=L1C-.OR66:?$\D%)!(9]$2D%%(X`-:!82!H([)!ZB2EVG2+05_
MNA_2!33*&:[0Z"$MD]'MKN/;/6@O49.4/31D>=Y`%7_`F9/D31CGS;`@
MUA?PEY\MI8ED24G#1/(V24'ZBDWS;Y\M+6U1>>-X1#M"'=>'?WMD;T9761DO
MQA-I%6LD1^^KHHTYS(LZP@N89<%I!#=ZJCCC$0G'#NN
MF]=.HY]'S&\L2O^X`&;K`81Q[Y5
M_NDSV1TE05O@S6B:YW5LFJUV1BEB[:3TQVD2XONRDDQZE4V;@
MTEG,LQK>97NW88-#QO/"GND$3!1]^)L6Z;+
M",4@7(L_X5H>"%=+CB\+3DUS(EFM0F>#Y0*/ZF2L6D+20O?0L8;/Q>KQ+?A,
M$NPIR=]/X\#WMR#R/32TRZ+A[F=Q"`&#U7T21RW+EZ1BK_Y&PR\!!@`@/;[)
M#0IE;F1S=')E86T-96YD;V)J#3(V(#`@;V)J#3P\+TQE;F=T:"`U-S,O1FEL
M=&5R+T9L871E1&5C;V1E/CYS=')E86T-"DB)I)7+KM,P$(;W>0HOB]1C^7[9
M(G@`I$JLW<90H\3A.(X0/#WCEB.?F1Z&E)&++;CJ;EM"7QNBZ(A7&HX8#!#
MI[XY_/P7[\L#M6#8$B4KM4_C$-%Y%X-2F#+*JJB_5Q@41"0S-?IU'78!&($Y
M8;8*V2\#O,4F)6[1AHS"B,;P$$%:+`0D#M3K$)`$,0O[?1E!$\SE'"+Z%EU]
M\H^=V$Q!"<7*SB*O>$&)Q%3/U!!Y)P'E8`;A=="5DJ14`P*EM3SYT<<,O>'R
MGTY,(;&\3]?[/Y^P;CD2Q6.`7)9R.."RUQA#4\6INS6DPB5H*GF]6UK\X8+
M+(VAE1S]%6``GWSM0PT*96YD-WQF_>5PV9Q5#S
MZ*F#OL>5'$0!O>.76>I3+2T5.B,.N+M^`*[*1=Q6S6;J[?@/P()"%0Z+=`HL
M.)36/`=;72=)`KW0_I6%DIS9.G-`#5^JMEJ+H3B4#LMT"H/-P`>AY^&Q7\O`
M[B><#_.DYXM6(UQ*_']8C41R4J=_M_G7:A?/SPIBKW1(^>?XIV[A!N%3;'YR
M5]V55S,MR1DT:DE(:E),\S)-JE:DY*:L]S)M,NZZ&)H_3D)^0"
MA=)FW-6'KAWZKFF>'<`G1'8SMGXEV-,6&(5*%I6F:)RJW2\R.H=ZC+W-K[==
M.RDHA,H5!9#>%M*H(]JYY'&@DQX+)Y*/F/;SQ7*U"&8#AO?9AO!7@`$`/C:O
MT`T*96YD\8RHU+_O>
M[MN/WJ!%`G&!8JF']F*:!0+!@30@]=^S&QK'%HT=R:HJ[(LMS\Z,=][8$P`X
M*;\64RW(WCB8$BIO&V1?.UMJ9^B@V0^+_.A56?PL"!90F)">@1&-
M%C@8)`:+P<(Z%E=0%R_+8GNKTKF]D,1IO:05!CV4WXO)YP?"]X^``Y(.I@6N
MJ\VO=3R%=\OJ-D)5S^&BVD18?8*QQLA8I*#=<BABN$UW'Y\4!JVJ/Q8!F]'TA-
M.?0NQ:`#VN'4G*#8-O@\SJLU7%9=%PUN:\,+ZH'A894PINOCQV$?K`(R>6K#
M%_.[TW^W]\U88V+1^5SBO=*+'F.)OX.5&=&,%='?2!F%'')5!>P;FP`W$^L)/;`B_CH]HDJ9]!!B=)'`;GJ*'KB<\2IL$.#72UWD`Y
M2MREKY^(;ACO>]2]1E%I\W?8"*.D??KLI18U=#>3P]*!T*9.-]CS+_'V&ZSJ
MY2@'Q&FLW#[(^YX"LT4E>VC2CCA.W!"*;H5Y_ZRJ4N4?WP-&OX(,``YL[%�IE;F1S=')E86T-96YD;V)J#3(Y(#`@
M;V)J#3P\+TQE;F=T:"`T.3DO1FEL=&5R+T9L871E1&5C;V1E/CYS=')E86T-
M"DB)I)5/;]-`$,7O_A1S3"4TVIF=_7=M"5`)-5`L@41[B(A+#*D#:;^_F#A0
MK5&RL63ED%AZ>?/S[,S;V9>+^DOKF[>?
MX';^87%;(TR$(A'TQ@\*W86UGG)QLX.E
MSLGQXQ@+D3QZ+RGW+1P%:7>==2&7ZU$T*VB[TG",I>E7R`8[%D;*M)JB>N%2%+UY!RSP1X`!
M`*L3T:,-"F5N9'-T_^%'.$
MRVAG9O\>&P02AY(66>JA]!#`(:$E;IU<^NT[IE3=%?4JE9$OMO3V[6_?C&<7
M;>,Q>3#Z/+\D@R8E`@F$WD+[U)P\G+:/S7G;?&P6K]2"*>3:/:R&#H;N9^U+%-!Y)[GU]VD,8D(KOJ#NAT-W#[=S
M0:P@&>MSYY\5$.O1Q5(._6'3#6^026!T1L5'9A(\2B@CU$RVN[D8,6&B\HB5
M#B%MD1"=*Q)Y6NU6,S&8M#"<[)$8K`UEC.%QG,T1,L?2\.:TP"*$86P2!\>8;+"YY9<*@,48B0H`D@LX6[Y?7%Z]:R^75W!]_F%Y
MW>)<,-*]O&.7[U5K.U)9"F/O_]6?;;J[KZ!SJ8/M&E9SD=@X#%1D51E-;-(X
M)8O:CJ.IWT&_!IV6L.F_W4],JO^`\AZCHY1O4QL1VO"!N>BA/:S[N121M(],
M03%,4[SXVSA^C-K#9KN?NCQLP##&R1CK$#ZB$:'&7``,`I*'..`T*96YD\[]&U94>#Y=92F@Y97$1M7"!RZWCIOR]/
M=@`IB`0!LA<)>,GW(8]'S>!E7^]ORM])6B9_$PD'2'1`X4%IA\X""4(/%H.%
M4Y4\0)U\+I/F5?"_>9#"HS4QPL?7\B69_;IF_/J!6A(:\AUY=8+]J6*#B2#*
MHU?DVJG_#)!H0B>4;H&VG?F0@DD*2&O8U!
MLMZTT@WTP`24*NB6^#(=/R8`>,$#X=KU_.L'\!K)=\1P/#_S99G4`RE9)IP;
MUP0I-3*PZ7;A4$\!((=6NM!*.;0O%(N\;^,.[*QQ`$;$/6%'`A@=UT1[#JJ>
M*S#.W;)[H%:ZQ]F`NU5\6J%=_NLD/4]R=P*`EC75W
MQ+#@C&BD]WE6IDLHRGF9%M>H-PFO$M_<;D#M0O`1X>?'HR>BG%!?_(MT<;_+
MRBPM8)XO(?V^N)OGZQ06V\TF*XILFT?T0'B+T9HM(I'_):0$743LMKN-CS.W?Y)S^>KP4F/L2T-'3_U+D_)
M*$(;#@AQW\825D.S&YKL@G$N]5XA5ES@MW0'7^;K]!I^6>!:.>2/LR2>$T`K
MA)"77L)_`08`>%RVPPT*96YD7!E+U!A9V4^/@UE;F1O8FH-,B`P(&]B:@T\/"]&;VYT/#PO5%0R
M(#(Q(#`@4CX^+U!R;V-3971;+U!$1B]497AT72]%>'1'4W1A=&4\/"]'4S$@
M,C,@,"!2/CX^/@UE;F1O8FH-,R`P(&]B:@T\/"],96YG=&@@-30W+T9I;'1E
MT#NZ)KH]`B9M-_WPO5+J2*V2P$&)(SYYS[-5U=Q+($@7GH6(PN"[WJA(Q0A./Y8#?'6$[#B)[ZO7H^>/YQ,1T!J"+-/H]'U
M]"M\N+X)XA_>(/9^>01K\(X$(6H-D:QH:N(B];Y`5DFW!4DYM,J:AJ8_.%!^
M_!]^H%<:C:RQT_2DOE*H)!B-\H*^<1@Y1TW*G^?E+6&H7=1$YT4)L_UVFQ0O
M,Q*%*$7+Q^_S/D@0VK"%[E?HGD-CG(6>1'*L&+_U_/%^>Y<6D"]A4C[PXC:[
MW^P7Z0)&29:<]$QL!8@B9*;NXG&9C=".MT3XMW:K#M-&HG+&/*'G?EKL^@`0
M]$(ET/HB^!Z_\WJD.[\AF=;YWDQN/I$O4?4_)$GC^Y>/9"[M*&7E?W*SX2C:0FG+O_
MY39X!DD*U^3M=]AP!HUM@L>3\?'`_2/``$DS5AT*#0IE;F1S=')E86T-96YD
M;V)J#30@,"!O8FH-/#PO0W)O<$)O>%LP(#`@-C$R(#%LP(#`@-C$R
M(#35Q^O/Q28OBK>
M7IH?SZ9O/UX6T[,7[R^*V#_/I__[C%*879#B%)>8(%E,7S[[-/GU[/TO%\]/
M"1*\Y).;-V?7%S<_/S_%A*)2P-_A9R4D_.KJERG\S(687)Y]N"@^`NN;&U@*B%Q,G_W?,UPLBF<*
MEZ*0E)2*%5R7K)`E8\6V>O:?Q=IL5'=[,!4PJ]0P@I7([M#DNIGP'P&XA$\2
M/GCZ=OK>4CE_?W;39=*":RZDU&2<#"&B)(1VR-P,DP&D07G@\U]NWEYU21`)
M<[(#"5*/&"5Q&-#.^M^3$0Y2E9Q+Z>/_+/X#(X0>R8,B6E+">8?)\V$F%`O`
M>^A/DZOKR^+L`PB5IMC\!62-T5)-SL_>O[=R!S+X\N;\^F(*OV*$EWCRX>SR
M[/7%]0T((L*J)).;C^\OS%\0*UDMRR]A/H1AZ.7'RXM:1*DJJ1:\."4E%037
M:G`V_6E:O%W/830SP_7D?+-:;=;/3ZF4"/Z*$*C(-F44F4AZ4/3LK]'E8W_U:1Y34K,4?^E"=C
MRPNP&SSYOM;+_9+JKN$3%E^$D$D@%G
M@TH6.2&,0#>8Q/`EZ*!+N[B5:\&?`J*K"!L1W9H:B"XF,=GEX)F(SPR-"(\2
MQF9X8(P?2&^#J`D0'"=@I%=A_W-CXHLQIQW"5+12`6O[\@L"`.81#`LA?$!Z
M&Z99TIO"U!-?QQ0=0W[A6T[,3,/R&Q978@Z#6C\P^J$<-@;\H!T!HFV(?QW^
M3MA>#@;>1R^6CR,`*B44E_Z4WX<)"-@!P86/WCUR?;`W+'E]:82\B]Z!XWD<
M!06NC)E0Q$TZCUN,%ARP&(K)=V,6HV:FC$Y$+0;A@/6H\;B[?[%Y)`M(*!@GG7G742UVX+X68Z40&=;BAEJ&W_>8J:@2>V`6
M5.)F_1PE]N9,46(/+KE,"5L)"2MQPS5'B=.XMDKLP;R>4Q9B;?>B!$!#.&C1`A^&\*8\BL"*EGA?20,,P>;*;=4(CEY*2P
MJ)^G4U87.R#Q8NSP/7544G^FS<<>S/(<9(ZZ*0[UDN*T+F*$/UTS#+--8A'/
MJMHNYK-U<;,'O0V&ZT(:83/9[^AA:P!+.#6`0S(9"WXPV&G%$?;AB_F`]T]D
M`.%M*3`3_IQQW^_`?:M!$=)ZQ&K(K%3!H\4C&LM\,*S6ZBOE?1%[?@HID@8A
MXZBGL28!-#03$@JKK0QWMB^BK41"0N'!%4.]A&+2%MU2]%69$!8^Y,1,-:*N
M1FQWF_OMO/I<;;]6ZT9S)0@[V*[^.4IZ,7*.(%R'@H4TEF>L8,$PG(&`>57R
M21ZPA-:&ES["5H@?:"O$N*UX<7[15U!;IA4"F^25CI.WB23K:HA6A
M1U%1S$[,5,/"CUX2(`%&[-,-;T<`?;9B;@,^W#%4L58
MA<6X9ILEQO[Z29+L#_#+0H\29A6Q?+/U;\7F2]%$2X$TJQ8F9DOY"D*"6(*#
MP0=H$_[`$*'BDHTA-<`"Z?$,#Y?%D]\
M?'BX?M%PR$I]_%F3DA]_@!(B)?UA:"#]J?EFI3^)?%T"Y`\X3NT3OF=4QC]-
M7E3S_69=O%S,?UNL=_#3;'T+DO[\%-(Q&K@%DEPI:61+M]D0YOKQV1#Y@1$.
MB>[!;?%BMK\K?BI>5-\WL`'V(@SL/@EH%^R`%@_R07V$?/#?&>-5J\4.3GT5
MM&^D+MW@J+-4',P+ES#"^H*8VP8!Q?"9'GJV?AP!T'S!%?:G_#Z6C:(2TRY\
M*&!(IH"1+)44S)\T(5QHP?U@06%&Y8@UKZGE6'/'+%Z)]L`#EKQ>/\N2NSF3
M[+B#(R\I#EEQ"!M+,J$X'*C43+,"E22F+DQQ<':D((7B$S:JNIMJ$199$VR8
MRRD4N[X1$+YAB^>B\3XC-1P02LFQZN(';4;):W`XJ-
MC"044I8\YHL@;5,0Q\&0IC0;;Z-HH#U!QH03,585K5GE2')#*J'DTB`9EI%,
ME1-IXC'Z4':HK;0T'!-$W4H/MIN=5A)E1LH/'\3ZJ<;$:T-,D)HF;*,G9JYA
MH7D[+5YO-_%@S>`/9MK2(N46T"NMB!W!6#1J@S0)EO?``R%3.@'(G$VI
MUI\S'C$Y<$A4(0@\5>@4/S\E6IDFNH>W6HWM:TCF&#^/98KI\^"4T03#Q\.&
MKV&:8_G2F+9VSX,CP8]3T0>K)_A(YG4^6WW[7"V7Q+]0S^`H9_H,+$C=(1HZBQ$`834G)9CU`J6EYJ5*D%]U5)`F%[@VY4B=E\
M&#\LD31-;`W+G"8VCV9*$YL'YXA$F]@H&2CF')AF%'/2F+:E'`\.LG:$0@Y\
MRXF9:425-O/9Z?EF:>J4/T_OC!-1)DKN':G&!#^L7S1*^JCZ!?N!]0L6J>#`
M=W^=[:O3J]ERM5DN?J^L+3%7S?U[00QSUC)-G2UI+C6>Z`;`)ZXW\\W5W6*Y
M7`0M".?V>06/2CPD8M)<'7-N"Y[Q-$Q0)3STI\GN^2EH*VB@?+CS!"G"SX=C
MR(9E1@NYQY)%PT@/K!!-O/,(7ZXW3+.\L5L]R1L[..+Z./<=X)*:4NV0%JUW
MH#VWH$FWQ<7MPI2#ZTHH5<'CU'#0YC@9[!<5YBJB,5'#>F0T":+P<4W")_R'
M:5(]]\@FW*]6B_6N>0M!S('TPA$"N0'!(X),S5.>C%S(#)`B?GM7!ZT.K((9
M?;U\5E#KIDP*:AV<>9?@(]F\"*N1)9JE14E$G18YN%9'RN3%B9EJ6(!>SM:S
MNVI[Z"K#02],*%?<2A!Q7ABI)^V$7E:S=?%JL[D=O$K@Q+ZG$G'%P+"Z(`P2
M36(*/M&&5%DRS:6'#M<",PA@7A(JF3=EO!388GN!-&$P&1JQQ')/1\AKU
M?-HV.K381@EHR4U`'3#/UO-QR)A5N(;2$,VIH;C54ZHH#NW5WAY91U$QP:VV
M5?'3H-0:48`_3)T\4D'&1G/M`!&MI&@.60U6/GI`:)/7K_LK(:#QYDR0VA8<
M$%N&QWHA&VHY8NN8Q:O7'CA\^=2LG^7JW)Q)KL[!-54)KHX,1(PUTRQ?E\34
M^3H'/U;5FL2Z!UYNELO9MIANJZH)F+`(-5$36)#9I%.YM@$A'^_NZ`]T=S1B
M-39_%.=WU6HQMY6;H.E@6IFC-J^)8^X&E5PR"2/LP&AC$`-CS+D/#QN/=`9@
MV+$"@#=EW'8X<-]V",39R-57PRS#=GC,:-1V>&`1M!W-^CFVPYLSQ79X<(95
M2ON1'*A8-5QS*E9I7-N*E0<_4NN1C%1`7][_5H7>3S5BBTT[G8RC@B'QY\.I7%P<@(H]*?=)V@
MN0=P0'/![9^/::[EE5&G\9CQ!,UMP61`<^WZ>9K;SIFFN2U<:)34.*B&--=R
MS=/<%*Z>YK9PK,E1F@;5B9EIV.U?K*JM*0Y=+*OY?KN8US)`4$:S(PW=PY$E7+"[^_!.D^,/F\V+P
M[HT)>^L&-I-%74'33FB&L+@G8"5"2GOH$4>03@+V&U(VGT2"*SA@/P4.G>+7
M(]I;$TOQ!!*VG_F?2^*.H,72L!^H5\_R`^V426[`$1`I34LLG/LU/+-L1PI/
M9SI:]+$ROVC?^*O9?+^K]L5UM:MFV_E=6L>1SW5+/!5=5MM9\O3#V'%Y2128#:6'--,LBN]63++*#
M$X2/4];M;[A;W#7JWNUXNYE:C=8(0!.Z$*S>*>'0X4F,,6@(O'
M(K$_T8'[)KHM58*/U0EGIAK.;E]7:Y/5%2^_KV>KQ7S7-/-(
MCDC_GJ'NU2=41VDGY#TQJ(Z^1#I_OU7?#UYO(:HVJ'\=&VVF(D3M3]TI(
M+8VJ@3QY\('[S70*1)2*FK*1FS/A@K,%!Q18"\1&%+BFEJ/`CEG"!:<#AQ_V
M->MGE!02K2_)X*^[V&:8[?\U9/<7P^67:<6HP"S\?D
MF.=;+&]GZ^)LOE_\7OU1S;9U03?\E()*KNNW)+3M`&?Z:7>`3]Y`Q/JF6JS_
M->3UJ-3UN^]HO@/:J"20-R-T_#$%"!N3U$>'?5XZ`=L8JY3VYXS[/`?NJ2\#
M-94C/J^AEN'S/&9QG^>!PZT!S?HY/L^;,\7G>7"L9+67?0?YBWIV_6^VJY=
M-?<1A#"!-804_AH)[J\%]_6'*H[%F/Z0/.5I:8D$Y6G!0\I#,C6GG3!-<]SZ
M(N75R,`EB*&9IS8I-#VU:>''4ANJ8FJS"PJIL"4URHP:CRL.N`(NL1T1;1XU
MKI-([8$7V]F0GB13@`Q,(9]!@IX<2!UH9FM+R0O$@L<4JE?I.
M,/S`J>&9):WMXDG"ZC[K6#U#(G+S_W8Z/;QM8L1\9>_PN'D8V'W;!/;B\141
M\@.#0C(>%!J?,GC##A&U?66#QX\8A)XJ"GK'E"F81;04G#?A3'KH3\WM.NPT
MQ'7P>]K?>879F-K41'/4QG%%<0?CP.'G&LWZ63[&S9GD8QR<8)S@8\1`@+E";("A1N
M59DI_:0[=MY=?1A08XK-DVOX\(APFL`3MMP.$"IV&R%IB;AF/AH2[/.[V:X*
MW$GD,<%8@$W1W)\\?B?AP'W'*P3A;T8L2,TLXV+68Y9@01QX($2MU\^R(&[.
M)`OBX+`7"1:D:6WI69"::98%26+J+(B#>\W-C[(@7)Z8J88MR+O9?/-Y5URL
MOX+EJ+:+]=?B]79S_ZUI^S/!D.K+E`:W9&1*ME4BCH]3)4(_L$HT;DO?;>[6
MI@?^IZ+Y"492I?I/O9E4>#26QIO52#$YA]^T>
M")=B4/Z4'R/`%FS^L,'8SCVEI7UKRID2`C?6]!"2L;\6DD&,2Z0XG+YLOQV7
M2FK:G>8YT[G??<@H9>3#/\SGF^UJ,?_-Q$.;TTNPJK_NOQ8W=]N=;24/[0+$
M%@H23"L`C1+HHR@!^8$20*(;\=+4+&\/(3FD>4`8]SY>(1#V;E1.%7K2+0S`<*443`AQ4,1YV4DB5LD\5S@7!B*<#WOPFEN&`^^0
MBS?>=N!:I38LAN\=:K(Y/K2S?(H7[0PXEA\E40':-@9D2((X@\TO6#S.T6!-
M)(;OX#Q5?&ID0'(TI?\8BY$&9<)X4TF#!-_4QJ-Y
M,`'!8RS>6:IMWXAO(=P'
M0_5@ZP65!%MKRUQLAX_04/?ORQ8GEY6]F;R^__RYVJYFB]LA&T7L']*^Z(Y4
M?F3).99V2",J"7:J!?=,E>`8?CLB\:3I&TKWY.`<7`IQK)MU,]6P!"T@1AZ4&BLOQ%C4R!5$4XLT(Y1*CXX\>$!P&.C'
MF.!8=EF"X[&3T0I'!QZN<30<^'">60*GYLG@!WA=^A?H)#H@41H>^LL8%$"*?\K4#?/OF=_`!][ON
M2VD53&^%A+E4-\/#2CSI#._C\K:X#G8'8%=_/WGI4TS_2ZA\\WCB-F739":=5?:1BVK#^];5H4(H<.6M:&785D[
M[.*UXPZ8-WYQ&\U2^;:MY9X#01VDV
MY^S$S#1L7CZNUA`BK.KK&%,Z4K0?6BNLL7Y0-F5/W*Y^W,[FR^I0,2-2X8`]
M553I_QK1)*E*DIC-V30<2PA`#R6.>"[>@1/*FI3NKV^X_($;/EZNG5R%;3CL
MLVE?-'>>HVK%(6\QF:P9T&[)6+<:"*F@NHO?+0;+/,E$%#5/IWEWXG@L[,-[
M%EMBK+XE_54#J'!2DADB`J^B+5A#=(@RX)V,-4^3U@`\(K
MD<(CPEOSRI'>EA>-F\@6JS!)S/_#Z=-A_W*DIET\261:]-^4.$VN%D%!X=QH
M,2?1YEP#%(K;$2+:>LCAA*EF/AJ$]=WLRY?M['$\%`BL4)V91QK\S=LWUD4/
M!>K)##1$4Q)`WIR[N,ZTX+[2$(;DF,6OF>4HC6,6;U7VP)3QM#J_"M?Y&Z8Y
M=7YO]912OT^6Z"-5^]6)F6LX/+Q:SA;K77&V7!9G*Q#CJ\6W:KE85\5["!<%
MAH!.],]4<&3S+N["9(V?=-?CU78SAX2W^*EX/5M]MO%R\'$;ILH=M&13@-`1E_I3QUVT.W%=F!AHRILPULQQE
M=LQT/'IS8!:.W>KULX(W-V=2Z.;@0J6T:LGPPX>&:98/3F+JG+"#'\L+2Q'5
MH;"\PE="HD+*B+B"7]6X&<`/]8&1SF$(,TSO8!>_-:W;0X_*DZEH"JI@DI\.
ME3'E0:`@V-P#^R.&(MA4&K`;I>#LP2/*#%E(BQLEG-+DN+/78)V;X/
M3W]"I`(8:?O\8R059R3257?SY=?%FL[Q=A(U_,A.(\`C&M#OW
MB`9#$(04P5W\;L@')=/`")<4&3'VYTUP0AX\H#*2R+,1)U33R^C\ZK!C<2?D
MPR&`2W-":J`.5[/-TAA__22-\0=@=1PGI.B)F6K0"5UO-JO=?K.MAJ0(`A1(
MWR`R'G<`J%1<6K1BZ0+DP?L")`55(QUH#;.,EU@==FK,Z%*;9?APUAA=!-L>
MM+D@0=A>Y8N!ZD)--ZNZX!-(JB_X`S@[5H5!G'"FQT0H+#C(U*(DCB:Q7(*,
M2VS-$#ET9'P?OQ#A#_&S9?'R?C^_*V[N3*/9VL$@7;POD`K
M1+@V+?M#`FW9Y83E/CL13Z]]>+A/J.&0E6#[LR:EV/X`C=E?[Q-JV&99Y42V
MSBK[`_ZN]$7ZW)[]Z&X6=W/?P,!.M_\/+TSK@292Y6>
M_$!:I<4I\PO-Y!AM7O^^9VR3FY#.2E&J0O&HRG)S6(064IJ:1^R:JNDD<.!J
MOM_.!M/Y5!(*`F&$N3?O6"JO98EXA[)I17G,^AB#_B*DTW8!8XC*))8>>K,U
M;6V/HF""-H5]"NNH]V^Q/=>O&.C6R!-H2RO#3#I6\:*ZPX;-I%T[QTJZ"5.L
MI$-SGF(E-0M:2.X@CO?,4/-)`BXAZFU>^SXNINMEW-YM7]?C&'X/WM^O9^M]\NJEWQ
M?@_Q!F%:!;9#84'8<`@-6TBR&C3,4<7UR#Y)^2=*GW-L-.["=S?>;;7%S_^W;\KNY7/XV6W]_?BHQ#&>]+="$?7
MC].WEZ^+LU^F;SY>OYW^T_RW!]X^DQ<7N!2(BB`O)DWCM*2VJXIC^_`1OD)K
M9>;[TO[>EA4"O_]_`08`I#V!30H-"F5N9'-T'1'4W1A=&4\/"]'4S$@,C,@,"!2/CX^/@UE;F1O8FH-.2`P(&]B:@T\
M/"],96YG=&@@,3@W-2]&:6QT97(O1FQA=&5$96-O9&4^/G-T5Z6MWOR6S%?_3-[MIK].P.2DUF[
M6DJB%>46O1I.=MGL`RG\OJ>[`0`5VKEVPV1=>_SC@K515.G6]F/RI-QNRV*^
M%,8PZA+KI':_+H$MYW^M?N_@XH)1)H_`A*,ZCHMK324(U<$EK^/B3A^]5[9*
M.F^]Y/B_Z`1C]Q3!DN;'?*FX`2H3=X93"/``:YQ@!@,HA*("NAE+%M>!"H$>
MI>P>2RO>0,4\!*A'I/X_%#5*&T*!,U,=X^8EPI=,8+QORDTV7SH)G(K$+;PO
M?YZEE!2L,V0)E#/M@L]WY(8\3HMUN;M,&4:M]9D1`ZFQDFIM?8S0N0QG^#*"
M,D?C'F<*
ML?JPPNE>0YDC\43KXMC7R1(K"X,6K=K*]_6J+?)#=HO'+@YYD16'=$->EIO;
M_'+?Q\P+3IP>S#]P2QFS)BS1ED%(Z5VDCK$Q6N/4Z8*K`V@\$"DH0P*=^ATQ
M@SKF_98"C$D3&4,5O"DMI8O.10H%$VS.S"$P1U*&%=&G7UW8B$4F"@)>11T(
M>SH*ILP#8`;+0Q_=72ZK]\_K6@(I,6FB'T/+F3PK)O<`Q206[*<54^4[9W=YFNLI)OO^T.V]21>HS\K)%6],'#.V9L(E9CV=`R*QE`W1M%@WT/:
M!9D2FPW.M_*.L0[3:8G\<@(N$FG.D:SQX,-/##Y$@Y^\S]:'759XUIVU#!NZ
MA+-^A&GNHQH7()IRD`97N&-L(@+$89JL4AWKCTFY2P^Y3S)F5UR8(YQ+]N)Z
MSFNH8U0LCFLK71>%<1(NWR_TI/I.WV:X&%['-Y81+5M,*5Q%K?
M[^.#2/BMA`DKL*+'C:'6N#^$N)#B?8Q%'MF$JU`'6/0NQ,*EI37F9ZJV->!C
M;CA!U"IVXG)`U#(K3^!"RXSFCM/0.,A:7X5*7>&P!SJ-PF.`=BC#N^;@DL$/'=Q0RXT^#D'63,$@:L6IF[ET4T]=
MI[UV'#LV"@[R.BW2NVR+:K[*N]%X-M<[O@2F7]7'ET(+?_-3`ZN&J^Q%Q#`YF9%"S8M[KDY,IQQKRIJA]^'QU1EV9]1$ON<]AR#^9([
M*ZA-[/FXJN=%A6_2P*CQC9H6M2VS+CHJ&,-FG?`+LR*\@-0HI[R`C$#9/'^T
M*/4#O'W@*1;>T_5JR8O;/8KF='M!-5>LJ>_;BLJ!K*!.$PIKW:^0LKZ:QFB+
M>#DWXF1!1SH;#&"/3@;;](>(Y*G0CM$\OF'5*QJTPR_`)^:@S3CQ#/RR\*C0
M3E(>W?U':8_N`B?Y@Z@/X`OO*D:KP^[K_D">YT5:K'.\"5^E%U8;)TX,T@NP
M,2C,?EAB[2"[,*H2:[UCWN&6-)QC7GKLTHI%V17`3F)7@]4.*^J^\5F'K/:?
MU"%;GZ.:9&N.(1K3)P6[TB`I!#3PO&$>Y\L\+(CP2!GGQ/7)BO%LJX7C7/LBZ>X'`;FV445VG
M='C*-\;]06^%=8\CM5,AFW(;;9&QX=IIC:_<1JO])]5.ZW-4[;3FN'S$==2Q
MRU.A0CII*HQ"VLZ$3F0;G7Z_B>#B%Y/D=5D<+A*68[8)RL(!NFI),6@0[(T>
M:O[8?B47KFN=;?)L1]YFD8\;8['@;9DR`Z;K/O9A`SF'TU)US??DU;W"`=Q1
MT/6"VN?M?48?P4/Z]YF7TK_EO-UNTUWW^=+`.>[5/(T/:1(ZG6Y
MN]UC+L/W!<`Z7&(Z?5I!PT(YBW]7!B=QPDAY^(QUL`T/!+L]*0OR[7.YS\C?
MV>=T\PFC%3;*]^13OLENCS'^7X`!`/)Q,5@*#0IE;F1S=')E86T-96YD;V)J
M#3$P(#`@;V)J#3P\+U-T96U6(#DR+T9O;G1.86UE+U1R96)U8VAE=$U3+T9O
M;G13=')E=&-H+TYO2A47!E+T9O;G0^/@UE;F1O
M8FH-,3(@,"!O8FH-/#PO3G5MG)E4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M971A('AM;&YS.G@](F%D
M;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!9&]B92!835`@0V]R92`T+C`M8S,R
M,2`T-"XS.3@Q,38L(%1U92!!=6<@,#0@,C`P.2`Q-#HR-#HS.2(^"B`@(#QR
M9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO+W=W=RYW,RYO&%P+S$N,"\B/@H@("`@("`@("`\>&%P.D-R96%T
M;W)4;V]L/E!38W)I<'0U+F1L;"!697)S:6]N(#4N,CPO>&%P.D-R96%T;W)4
M;V]L/@H@("`@("`@("`\>&%P.DUO9&EF>41A=&4^,C`Q,2TP-2TQ,50Q,#HP
M.3HR,2TP-3HP,#PO>&%P.DUO9&EF>41A=&4^"B`@("`@("`@(#QX87`Z0W)E
M871E1&%T93XR,#$Q+3`U+3$Q5#$P.C`Y.C(Q+3`U.C`P/"]X87`Z0W)E871E
M1&%T93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S
M8W)I<'1I;VX@&UL.FQA;F<](G@M9&5F875L="(^1F]R;3$S1BTR,#$Q
M+3`S+GAL&%P34TZ26YS=&%N8V5)1#YU=6ED.F1F,&9D9F-E+3$U8V(M-#DW
M92UA8F1E+30R-#4U.3(Y-F9C-CPO>&%P34TZ26YS=&%N8V5)1#X*("`@("`@
M/"]R9&8Z1&5S8W)I<'1I;VX^"B`@(#PO&QS>"D^
M/@UE;F1O8FH->')E9@T*,"`Q-PT*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P
M,#`V-CDR(#`P,#`P(&X-"C`P,#`P,#8X,3D@,#`P,#`@;@T*,#`P,#`P-CDP
M,R`P,#`P,"!N#0HP,#`P,#`W-3$Y(#`P,#`P(&X-"C`P,#`P,#F4@,3<^/@T*