EX-99.3 4 d904929dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Industry Guide 3 – Return on Equity and Assets Ratios

 

      Q2 2015     Q1 2015     For the
six months ended
April 30, 2015		     For the year ended
October 2014		  

Return on Assets

      0.99 %      0.94 %      0.97 %      0.99 % 

Return on Equity

      19.3 %      19.3 %      19.3 %      19.0 % 

Dividend Payout Ratio

      46 %      45 %      45 %      47 % 

Equity to Asset Ratio

      5.57 %      5.32 %      5.44 %      5.74 % 

Results are from Consolidated Financial Statements.